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Kupaca CreditStart free

Perk up,Your card can
pay for itself.

We track the credits on your cards and show what resets or expires next, so fewer perks slip by.

Start tracking free

Free for up to 2 cards. No card numbers, no bank login.

Kupaca's cat mascot rolling a suitcase and holding up a phone that reads “Credits Used!”
  • $300 travel credit
  • $200 airline fee credit
  • $200 Uber Cash
  • Monthly dining credits
  • Annual free night
  • $209 CLEAR Plus credit
  • Sign-up bonuses

Your fee already paid for these.

Premium cards come loaded with perks. Most of that value only lands if you remember to use it.

  • Kupaca's cat mascot in a hotel robe, bouncing on a beach-view hotel bed beside a towel swan and a rolling suitcase, under a Free Night badge

    Hotel cards

    A free night every year

    Cards like World of Hyatt and Marriott Bonvoy Brilliant add a free night after each card anniversary. Kupaca keeps it on your list until you mark it used.

  • Kupaca's cat mascot relaxing in an airport lounge armchair with a passport, juice and cookies, planes outside, under a Lounge Access badge

    Travel cards

    Lounge access, plus the credits

    Premium travel cards open the lounge door. Kupaca tracks the dollar credits that come with them, like airline fee and travel credits, so the fee pays you back.

  • Kupaca's cat mascot with knife and fork over a plate of pasta, a restaurant menu beside it, under a Dining Perks badge

    Dining cards

    Dinner, on the card

    Monthly dining credits vanish at the end of each month. Kupaca shows what's left and when it resets, so dinner gets covered.

How it works.

Kupaca does the remembering, so your credits get used.

  1. Kupaca's Home screen showing $1,349 recovered, a July recap, and a $100 credit expiring in 2 days

    Step 1

    See every credit in one place

    Pick your cards from the catalog without entering card numbers. The Home page shows what you've recovered and what expires next.

  2. Kupaca's calendar timeline listing a $100 dining credit that expires in 2 days and $15 of Uber Cash that expires in 10

    Step 2

    Know what resets next

    The calendar lines up every credit by the day it expires or resets, so the monthly ones stop slipping by.

  3. A card's benefits in Kupaca, each with its dollar value, days left, and a Mark used button

    Step 3

    Mark it used in one tap

    Used a credit? Tap Mark used and it counts toward your Recovered total and against your card's annual fee.

Screens show sample data.

Free vs Pro.

Free

2 cards

No payment details needed.

  • Included:Full card catalog, no card numbers
  • Included:Reset dates and dollar values tracked
  • Included:One-tap mark as used
  • Included:Value at risk and lifetime captured
  • Included:Auto-Use for perks you always cover
  • Included:A last-day push before a perk expires
  • Not included:Earlier reminders, two weeks and three days out
  • Not included:Sign-up bonus deadline reminders
  • Not included:Unlimited cards
  • Not included:Bank linking (coming soon)
  • Not included:Auto-Use driven by your transactions (coming soon)
Start tracking free

Pro

Coming soon

Unlimited

Paid plan, not open for purchase yet. Price, billing period, and renewal terms are shown in the app before you buy.

  • Included:Full card catalog, no card numbers
  • Included:Reset dates and dollar values tracked
  • Included:One-tap mark as used
  • Included:Value at risk and lifetime captured
  • Included:Auto-Use for perks you always cover
  • Included:A last-day push before a perk expires
  • Included:Earlier reminders, two weeks and three days out
  • Included:Sign-up bonus deadline reminders
  • Included:Unlimited cards
  • Included:Bank linking (coming soon)
  • Included:Auto-Use driven by your transactions (coming soon)
Start free

FAQ